The following terms (these <\/span>\u201cPayment Terms\u201d<\/b>) govern payments you make or receive through www.endocreators.com (the <\/span>“Site”)<\/b> and other administrative website accounts like <\/span>creatorsmart.net<\/span><\/a> and endotutors.com operated by Endocreators Consult Ltd. (2 Kayode Oke St., Isheri Oshun Lagos, Nigeria with RC 1332738).<\/span><\/p>\n Endocreators Consult Ltd. (2 Kayode Oke St., Isheri Oshun, Lagos, Nigeria, with RC 1332738) processes card payments through our secure payment gateway partner companies through our platforms Endocreators.com, Endotutors.com, and Creatorsmart.net and other subsidiary accounts, which are collectively referred to as \u201cEndocreators,\u201d “we,” or “us.”<\/span><\/p>\n Please read these Payment Terms carefully before making or receiving payments through any of the Sites. By making or receiving payments through the Sites, you accept and agree, on behalf of yourself or on behalf of your employer or any other entity (if applicable), to be bound and abide by these Payment Terms. These Terms are supplemental to Endocreators General <\/span>Terms of Service<\/span><\/a> and Endocreators Consol<\/span> Terms of Service<\/span><\/a>, as applicable (collectively, the \u201c<\/span>Terms of Service<\/b>\u201d).<\/span><\/p>\n <\/p>\n Capitalized terms used but not defined herein shall have the respective meanings given to them in the Terms of Service.\u00a0<\/b><\/p>\n Endocreators Balance<\/b> is the aggregated amount of your Revenue as a Seller\/Creator and\/or returned payments from canceled orders as a Buyer\/Client and\/or your Endocreators Consol Balance (as defined in the Endocreators Consol Terms of Service).<\/span><\/p>\n Payment Services Provider(s)<\/b> are service providers that provide payment services to Buyers\/Clients and Sellers\/Creators in connection with the Endocreators platforms, including with respect to the collection of funds from Buyers\/Clients in connection with purchases, remittance and withdrawal of funds to Sellers\/Creators, currency exchange services in connection with payments and withdrawals in local currencies, and the holding of funds in connection with Endocreators Balances.<\/span><\/p>\n Revenue<\/b> is the money that Sellers\/Creators earn from completed orders and can either withdraw or use to purchase on Endocreators platforms, subject to these Terms.\u00a0<\/span><\/p>\n <\/span><\/li>\n<\/ul>\n <\/p>\n * Additional fees may apply based on your location and currency.<\/span><\/p>\n <\/p>\n In some cases, Endocreators may give you credits (also known as “Endocreators Credits” or “Credits”) that you can use to buy Creations and\/or other services on the Site, either for promotional purposes or otherwise. Your account will show your available credit balance. You can see your order summary after placing the order, and your valid Endocreators Credits will be automatically applied to your subsequent purchases. Endocreators Credits expire three months after they are received, unless otherwise specified. The sole purpose of Endocreators Credits is to encourage the use of Endocreators; as such, they are nonrefundable, nonredeemable, and have no monetary value. Even if your order is canceled, Endocreators Credits might not be refunded to your account once they have been used. You will be informed of any additional terms and limitations that may apply to Endocreators Credits when you receive them. If there is fraud, misuse, or a breach of these terms, credits may be revoked. Endocreators retains the authority to change or cancel the Endocreators Credits program at any time. If you or Endocreators deactivate or suspend your Endocreators account, any unused Endocreators Credits in your account will be forfeited.<\/span><\/p>\n We might occasionally provide you with promo codes to buy Creations and\/or other services on the Sites at exclusive savings. Only purchases made on Endocreators are eligible for promo codes, which have various time restrictions and end when their specified period has passed. Just enter your promo code on the checkout page to use it. Your purchase will not qualify for the discount if you don’t do this. Users are only permitted to use promo codes once, and they cannot be combined with other promotions. The promo code is only valid for the first milestone in orders that are made up of multiple milestones. Endocreators Credits are not eligible for promo codes. When you receive the promo codes, you will be informed of any additional conditions and restrictions that may apply. In the event of fraud, abuse, or a breach of the terms of service, promo codes may be revoked. Promo codes may be changed or canceled at any time by Endocreators.<\/span><\/p>\n We encourage our Buyers\/Clients and Sellers\/Creators to try and settle conflicts amongst themselves. If for any reason this fails after using the Resolution Center or if you encounter non-permitted usage on the Sites, users can contact the Endocreators Customer Support department for assistance <\/span>here<\/span><\/a>.<\/span><\/p>\n1. Key Terms<\/b><\/h2>\n
2. Receiving Payments<\/b><\/h2>\n
2.1 <\/b>General<\/b><\/h3>\n
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2.2 <\/b>Withdrawing Revenues<\/b><\/h3>\n
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3.3 <\/b>Withdrawal Methods<\/b><\/h3>\n
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4. <\/b>Purchasing<\/b><\/h2>\n
4.1<\/b> General<\/span><\/h3>\n
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4.2 <\/b>Purchasing through Endocreators Creation Maker<\/b><\/h3>\n
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4.3 <\/b>Local Currencies<\/b><\/h3>\n
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4.4<\/b> Endocreators Credits<\/b><\/h3>\n
4.5 Promo Codes<\/b><\/h3>\n
5. Taxes<\/b><\/h2>\n
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6. <\/b>Disputes and Cancellations<\/b><\/h2>\n
6.1 <\/b>Basics<\/b><\/h3>\n
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